Future Planning

The majority of investors consider that talking about Pension Plans means talking about taxation and tax relief. Only a few people are aware of the investment volume concentrated in their Schemes in the long-term, and they attach little importance to its profitability. However, in this particular case, compared to other investments, and because of its extension, the profitability difference is of main importance.

For the professional team of Acapital, the Pension Plan is one of the most important instruments of the Asset Management of our Clients. A Pension Scheme is something dynamic, not static. It is not the same opening a Plan when you are 30, 40 or 50 year-old; the investor's profile changes as the retirement age approaches and therefore the investment's profile changes as well.

Acapital works and collaborates with more than 20 Managers offering more than 100 different Plans in order to adapt and update the Plan's portfolio to the needs and circumstances of the different stages of the investor's life. For this reason we may change the Plan whenever we consider that such fails to meet the yield or profitability expectations or fails to adapt to the new personal situation of the investor.

The constant contact with our clients, the continuous analysis of both the yield trend and the investment policies of the Plan range selected by our security analysts, enables us to advise, at every moment, on the changes we believe appropriate, in order to guaranty to every client the best retirement conditions.