Why a Risk Manager?
The Market is getting more and more complex.
The need of someone capable of managing risks, following the company’s policy and helping to develop said policy. Establishing or helping with the establishment of a department for company’s risks.
Personalized follow-up.
Full and complete dedication in order to develop the commitments undertaken.
Lined up with the company’s interests.
The interests of the company are not always fulfilled by the present intermediaries due to different reasons (changes in the structure, market policies, remuneration systems, etc.)
Objective oriented.
Evaluation based fundamentally on quantifiable objectives.
Cost reduction.
As a whole, the job to be carried by a risk manager shall imply a cost saving in the systematization and negotiation of the budget for insurance.
Service Offer
Risk analysis
Bottlenecks caused in processes, vital suppliers, interdependence, pollution, etc.
Auditing of policies.
Critical revision of the present situation in order to carry out an updating. Asset valuation system, coverage, etc.
Insurance internal manual and reporting of incidences system.
Analysis of the accident rate and the causes thereof, as prevention system. Unification of insurance criteria.
Continuous external follow-up.
Practically full dedication – almost as much as a full time employee.
Internal Seminars
Market situation, accident rates, etc. Set up the conditions for the flowing of information.
Establishment of a risk policy
Insurable and non-insurable risks. Advantages and disadvantages of the self-insurance and the levels thereat. Franchising.
Relation with brokers and Companies.
Constant contact with brokers and companies selected for the insurance program.
Multinational Programs Organization.
“Controlled Master Program”, Coordinated Program or other options.